FIRST IN MALAYSIA :- that covers BOTH mother & child during pregnancy (including JAUNDICE) & infancy


PRUmy child is the 1st Insurance / Savings Plan in Malaysia that provides protection to a foetus as well as the pregnant mother.

We are also the FIRST in Malaysia to cover neonatal JAUNDICE that requires phototherapy treatment (up to 60 days from time of birth)

With PRUmy child  we can insure your baby as early as 18 weeks into pregnancy for the following items :-

# Offers your children protection during crucial pregnancy and infancy periods under the Pregnancy Care Benefit and Child Care Benefit

# Covers Neonatal Jaundice that requires photo-therapy treatment within the first 60 days from the birth of your child

# Covers admission into Intensive Care Unit / High Dependency Unit and Incubation

# Covers 15 congenital conditions e.g. ventricular septal defect (hole in heart), cleft lip , etc.

# Pays the child's Hospitalization and Clinic care as they grow up

# Additional protection for parents to ensure their child will continue to enjoy uninterrupted protection and benefits should any unfortunate events happen to either parent.

# Planting a seed towards secure education funds for the child.







Email us for a FREE quotation today at info@prumychild.com .

Why purchase PRUmy Child ?

Pregnancy complications have been steadily increasing with nearly 1 out of 2 women experiencing pregnancy complications. (Source ministry of health, malaysia)

Also the incidence of congenitial illness amongst children with complications is fairly sizeable at 18.5%

Most insurance companies do not offer insurance cover to a foetus. Even if you wanted to cover a newborn you have to wait till they are 2 weeks old. This leaves a period where your child cannot be insured.

PRUmy child allows you to cover your child while they are still in your womb as early as 18 weeks into pregnancy.

Additionally,  PRUmy child offers added protection to you and/or your husband should anything happen to you. This help guarantees your child future education and needs.


Summary of Prudential Benefits:
  • Buy PRUmy child and attach it with full range of benefits/riders before birth
  • Upon birth, no re-underwriting required *
  • Even if the child is born with abnormalities, he/she will still have full insurance protection, if the cover is purchased before the birth of the child **
* Provided no increase in benefits after child birth
** Subject to terms and conditions in policy documents

What Competitors Offer:
  • Currently, competitors do not offer insurance covers before birth
  • When buying insurance policies after birth, the child will be subject to underwriting requirements
  • If the child is born with abnormalities, he/she might not be accepted as standard risk.
For a free quotation please email us at info@prumychild.com

Benefits of PRUmy child


PRUmy child offers a comprehensive protection package that begins before birth for pregnancy, infant coverage, child health, and child education from as low as RM100 per month. The plan covers the child all from the child before birth and all through the growing years of his/her life.


The benefits of PRUmy child include:
  • Pregnancy Care Benefit and Child Care Benefit -including neonatal jaundice
  • Medical card - pays for hospitalization bills
  • Hospital allowance - pays a cash allowance for each day the child is hospitalized
  • Accidental death and disablement - pays a lump sum for accident that causes death or disability
  • Accident medical reimbursement - pays back the cost for clinical bills due to accidents
  • 36 critical illnesses covered - pays lump sum if child is diagnosed with any critical illnesses and also makes the policy free of charge until age 100
  • Death coverage - pays nominee the death benefit
  • Family protection - makes the policy free of charge if the parent is diagnosed with critical illnesses, death, or permanent disability
  • Education fund - savings for the child education, can be withdrawn anytime 
Email us at info@prumychild.com  for a FREE quotation today!

Who can buy this Plan ?


WHO Can Buy This Plan?
- You can take up this plan for your unborn child as early as 18 weeks into your pregnancy OR for your child who is between 1-18 years of age on his next birthday. 

- Pregnant ladies between 18 to 45 years old next birthday


- We have also SUCCESSFULLY  insured non-Malaysian Citizens / Foreigners under this plan

- The plan also has a SYARIAH Compliance feature for Muslim parents 


How to request a quotation ?







To request for a detailed free quotation. Please provide fill up the following information and send it info@prumychild.com

Name :

Age (include wife age too if for pregnancy coverage) :
State:

Contact Number:

Occupation:

How many children you currently have :
Is your wife currently pregnant : yes/no
If yes : When is the expected delivery date ?
If no : How old is your child ?

What do you need PRUmy Child to cover ?

i) Pregnancy Coverage : yes/no
ii) Medial Coverage : yes/no
iii) Parents protection : yes/no
iv) Education savings : yes/no

Email info@prumychild.com now and you will also be in the running to win some attractive prizes such as the following premium Prudential Baby gift pack.



What pregnancy complications and child care benefits do we cover?

 
PRUmy child can cover the following pregnancy complications and newborn complications. 
Pregnancy Complications
  • Death of Foetus (Miscarriage)
  • Pregnancy Complications e.g.Eclampsia, Abruptio placentae, amniotic fluid embolism
  • Maternal Death (up to 30 days from delivery)
Child Care Benefits
  • ICU & HDU for Premature Birth
  • Infant Death (within 30 days of birth)
  • Incubation of new born 
  • Hospitalisation due to congenitial illness
Give your child the best today! Email us at info@prumychild.com  for a FREE quotation!

List of Congenital Conditions Covered



Claims for hospitalisation reimbursement up to RM15,000 annually for Infant Care 1 Option and up RM30,000 annually up for Infant Care 2 Option. This payment is till the child is age 2 years old.

15 Covered Congenital Conditions 


Congenital Conditions Covered
Category
Infantile Hydrocephalus
  Cerebral
Cerebral palsy
Spina Bifida
Congenital Cataract
  Eyes, Ears, Nose and Throat
Congenital Deafness
Cleft Lip and/or Cleft Palate
Ventricular Septal Defect
  Cardiac
Tetralogy of Fallot
Atrial Septal Defect
Transposition of the Great Vessels
Coarctation of the Aorta
Oesophageal astresia
  Gastro-
  intestinal

Trachea-oesophageal fistula
Congenital Diaphargmatic Hernia
Anal Atresia
9 Child Specified Illnesses (PRUessential child):
  • Glomerulonephritis with Nephrotic Syndrome
  • Sever Asthma
  • Sever Epilepsy
  • Leukemia
  • Insulin-dependent Diabetes Mellitus
  • Rheumatic Fever with Valvular Impariment
  • Kawasaki Disease with Heart Complications
  • Severe Juvenile Rheumatoid Arthritis
  • Intellectual Impairment due to illness or accident
Protect your child with the best! Email us at info@prumychild.com  for a FREE quotation!

    Why you should buy early ?




    The benefits and coverage for PRUmy child takes effect even before the child is born; therefore, the protection for child and parents are in effect right from the start. 

    Prudential:
    • Buy PRUmy child and attach it with full range of benefits/riders before birth
    • Upon birth, no re-underwriting required *
    • Even if the child is born with abnormalities, he/she will still have full insurance protection, if the cover is purchased before the birth of the child **
    * Provided no increase in benefits after child birth
    ** Subject to terms and conditions in policy documents

    Competitors:
    • Currently, competitors do not offer insurance covers before birth
    • When buying insurance policies after birth, the child will be subject to underwriting requirements
    • If the child is born with abnormalities, he/she might not be accepted as standard risk.
    Email us at info@prumychild.com  for a FREE quotation today!

      Savings for child education

      Prudential understands that the education costs to study locally and overseas are increasing every year.
      PRUmy child allows you to incorporate two optional education funds to further increase your investment to guarantee a bright future for your child.


      Tuition & living expenses in today’s Ringgit (RM)
      Tuition & living expenses in 10 years’ time (RM)
      Australia
      210K
      376K
      USA
      350K
      627K
      UK
      430K
      770K
      Assumption: Real cost in 10 years is based on a 6% inflation rate for a 3 year course 
      Source: Funding your child's education with Unit Trusts, www.fmutm.com.my, 2009

      Prudential PRUsaver kid and PRUedusaver are powerful investment tools that make your money work harder for your child's future.

      PRUsaver kid is mainly for investment purposes where you have the flexibility to switch between the PRUlink funds at any time. The returns however, depend on the performance of the funds and are not guaranteed. This option is good for parents who want more control over their investments.


      PRUedusaver on the other hand invests in the PRUlink education funds and guarantees you an Annual Guaranteed Income. You can choose when you want the payout to begin and for how long. the best time of course, is when your child enters university!

      Email us at info@prumychild.com  for a FREE quotation today!

      Get a Medical Card for your child from as low as RM60 per month


      With Prudential Medical Cards - PRUHealth and TakafulHealth you can give your child the best medical protection without having to worry about the cost. 

      Prudential Medical Plan covers up to RM1 MILLION in hospitalization bills for just RM80.00 per month.

      We can now also cover outpatient clinic for normal illness like cough and cold in over 1900 panel general practitioners and also specialist clinics. 

      Our card is the preference for most private hospitals. 

       
      (Some of the panel hospitals)

      Just show the card, and we will admit you. The bills will be paid upon discharge.

      Want to find out more about our plans and coverages. Email us at info@prumychild.com for a free quotation or visit www.pruclinic.com

      Special Promotion Gift Pack

      EXCLUSIVE to web-visitors of this site ,  we are offering you a free baby welcome pack for your newborn, if you contact us via this PRUmy child website!








      For free quotation email info@prumychild.com